Moving house is one of the biggest milestones in life, and understanding the full cost involved helps you plan with confidence. Whether you’re stepping onto the ladder for the first time or moving to your next chapter, having a clear overview of fees, expenses, and potential surprises means you can budget sensibly and avoid last-minute stress. In Swindon, costs vary depending on the type of property, the location, and the services you choose, but with the right preparation the entire process can feel far more manageable.
At Miles Byron, we speak to buyers and sellers every day who want a simple breakdown of what to expect. With 2026 on the horizon and the local property market continuing to evolve, getting ahead of the numbers will help you make informed decisions. Below, we’ve put together a clear guide to the key financial considerations you should keep in mind when planning your move in Swindon this year.
Key Cost Considerations
Before you begin the moving process, it’s important to understand the different types of costs involved. Some are unavoidable, while others depend on your choices, circumstances, and the specific property you’re moving to or from.
Here are the typical costs associated with moving house in Swindon:
Property-related fees
- Estate agent fees
- Conveyancing and legal costs
- Stamp Duty Land Tax (if applicable)
- Surveyor fees
- EPC (Energy Performance Certificate)
- Removal company fees
- Valuation fees
Other moving costs
- Packing materials
- Storage services
- Cleaning services
- Mail redirection
- Insurance cover
- Utility setup charges
Mortgage-related costs
- Mortgage arrangement fee
- Product fee
- Early repayment charge (if leaving a deal early)
- Mortgage broker fees
- Interest changes between offers and completion
Understanding these costs early helps you create a realistic budget and identify areas where you may be able to reduce or spread expenses. Many movers in 2026 find that planning ahead – even by a few months – helps them manage these outgoings far more comfortably.
It’s also worth keeping a little extra aside for unexpected costs. Whether it’s a survey highlighting work you didn’t anticipate, or a delay that extends storage or rental time, having some flexibility gives you peace of mind throughout the move. At Miles Byron, we always recommend building a buffer into your moving budget so you’re not caught out by last-minute surprises.
Are House Prices In Swindon Expected To Increase?
Many buyers and sellers in Swindon are asking the same question going into 2026: Are property prices likely to rise? The answer depends on wider economic conditions, interest rates, and local demand. Over recent years, Swindon has remained a strong and resilient market due to its excellent transport links, growing employment opportunities, and family-friendly neighbourhoods. These factors continue to make it an attractive location for both first-time buyers and those upsizing.
Current forecasts suggest that Swindon is expected to see steady and sustainable growth rather than dramatic spikes. Buyers are still drawn to well-presented homes, and sellers benefit from consistent demand across a wide range of price points. At Miles Byron, our daily conversations with buyers give us a real-time understanding of what motivates local movers, allowing us to advise you accurately on timing, value, and market conditions. Whether you’re thinking about buying or selling, having expert guidance will help you make the most informed decision.
How To Estimate Costs
When you’re preparing to move house, having an accurate cost estimate is essential. Start by creating a clear list of every potential outgoing. This ensures you’re not only aware of the big-ticket items such as legal fees and removals but also the smaller details that can add up surprisingly quickly. Many movers in Swindon find it useful to use a simple spreadsheet to track costs as they gather quotes, compare services, and refine their budget.
Next, think about your specific circumstances. Are you selling a property as well as buying? Are you tied into a mortgage deal that could incur fees if you switch early? Will you hire a full-service removal company or organise the move yourself? Every choice impacts your overall budget. At Miles Byron, we’re always happy to talk you through typical costs for homes in Swindon so you have a clear sense of what to expect ahead of time.
How To Prepare For A House Move
Preparation makes all the difference when it comes to reducing stress on moving day. Start by planning early – ideally as soon as you’ve placed your home on the market or begun your property search. Decluttering is a great first step; it reduces the number of items that need to be moved and can even save you money on removal fees. Create a room-by-room plan and tackle one area at a time so the process feels manageable.
Next, get organised with your important documents. Keep contracts, ID, mortgage information, insurance details, and solicitor correspondence together in one safe place. Many movers also find it helpful to pack a “first night” box, containing essentials like toiletries, kitchen basics, chargers, children’s items, and bedding. This way, once you arrive at your new home, you have everything you need without rummaging through boxes. At Miles Byron, we always remind clients in Swindon that preparation leads to a calmer, more enjoyable move from start to finish.
Contact Miles Byron Now To Learn More
Understanding the cost of moving house in 2026 is the first step toward planning effectively, and the team at Miles Byron is here to make the process as simple as possible. Whether you’re buying, selling, renting, or exploring the Swindon market for the first time, we’re always ready to offer friendly, honest advice that helps you move forward with confidence.
If you’d like tailored guidance based on your circumstances, need help planning your budget, or want a free valuation to understand your property’s current position in the Swindon market, don’t hesitate to get in touch. The team at Miles Byron is available seven days a week and always happy to help with any questions. Get in contact today and let’s start planning your next move together.