As we move into 2025, the UK property market is set to experience significant shifts influenced by economic trends, government policies, and buyer demand. Whether you are considering purchasing a home, selling, or investing, understanding these trends can help you make an informed decision.
As reliable estate agents based in Swindon but showcasing properties across the Wiltshire area, the team here at Miles Byron Estate Agents have all the information you need to prepare for the changes coming to the property market in 2025. Our team has put together this helpful article, useful for first-time buyers, previous homeowners, and investors looking to rent out properties.
Is 2025 A Good Year To Buy A House In The UK?
The UK housing market in 2025 is expected to stabilise following years of fluctuation due to economic uncertainty and inflation. Mortgage rates are predicted to remain relatively steady, making homeownership a more feasible option for many prospective buyers. Additionally, adjustments in government incentives could create a more favourable environment for buyers.
While property prices may still see moderate increases, the market is expected to be less volatile compared to previous years. This means that buyers may have more negotiating power, particularly in areas where supply is catching up with demand. Overall, 2025 could be an ideal year to invest in a home, particularly for those who have been waiting for the right moment. If you’re interested in taking advantage and getting a foot onto the property ladder, or finding your new dream home, the expert estate agents at Miles Byron can help. Get in touch now or use our handy property search tool to find out about current properties we have available in Swindon and the wider Wiltshire area.
Expected Increase In Buyers Due To Stamp Duty Changes
Changes to stamp duty are expected to encourage more buyers to enter the market. The government has hinted at revising the thresholds, potentially reducing costs for those purchasing properties within certain price brackets, which could lead to an increase in market activity as affordability improves for many buyers.
With these revisions, both first-time buyers and those looking to move up the property ladder will benefit. Reduced upfront costs make homeownership more accessible, and the increase in demand will likely lead to more competitive property transactions.
Boost in First-Time Buyers
The combination of adjusted stamp duty policies and more stable mortgage rates is expected to create a surge in first-time buyers. Government-backed schemes aimed at helping first-time buyers enter the market, such as shared ownership and mortgage guarantees, will likely continue to play an important role in 2025.
In addition to this, banks and lenders are expected to offer more attractive mortgage deals to cater to the growing number of first-time buyers. With lower interest rates and more accessible financial support, many renters may find it the perfect time to transition into homeownership.
Greater Choice Of Homes
The ongoing drive for new housing developments across the UK will provide buyers with a broader selection of properties. Government initiatives focused on boosting construction and streamlining the planning process mean more homes will become available in sought-after locations.
For buyers, this increased housing supply means more options at various price points. Those who previously struggled to find properties within their budget may find that 2025 offers a more extensive range of homes that meet their needs, reducing competition for available properties and streamlining the buying process.
How Do Changes Affect Those Looking to Live In Swindon?
Swindon remains a highly desirable location for buyers due to its excellent transport links, affordable housing, and strong local economy. The town is expected to benefit from the many trends shaping the property market in 2025. With an increase in new housing developments, buyers in Swindon will have more choices than ever.
With the expected rise in first-time buyers and improved stamp duty policies, demand in Swindon could see a steady increase. This makes it a great time for both buyers and sellers to take advantage of the changing market conditions, ensuring competitive pricing and strong investment potential.
For more information, contact Miles Byron Estate Agents now
If you’re considering buying or selling a home in 2025, Miles Byron Estate Agents are here to guide you through the process. Our expert team provides up-to-date market insights, personalised property searches, and professional advice to help you make the best decisions. Contact us today to learn more about your options in Swindon, Royal Wootton Bassett, Gloucestershire, and more.